Personal Loan Application

Verifying your identity

If you are not an existing ME Bank customer before we can open an account we are legally required to verify your identity. We may do this electronically using

reliable and independent data sources. We will contact you to request identification documents if we cannot verify your identity electronically.

Credit Information File This is one of the best electronic data sources we can use to verify your identity. We will not access your credit rating or credit history. We

will only check your name, address and date of birth against those held on Dunn & Bradstreet’s Credit Information File.

If you consent to ME Bank using your Credit Information File to help verify your identity then you need to read and accept the following terms and conditions.

By ticking this box you consent to ME Bank disclosing your name, residential address and date of birth to a credit reporting agency to assist us to verify your

identity. We will request and the credit reporting agency may provide an assessment of whether the personal information provided matches (in whole or in part)

personal information contained in a credit information file held by the credit reporting agency. In preparing the assessment the credit reporting agency may use

the personal information about you and other individuals contained in their credit information files. No other information about your credit information file will be

provided to ME Bank. If you don’t want your identity verified using your credit information file we will try to verify your identity from other electronic data sources.

Declaration

By signing below, I/we declare that:

1) All information provided in this application is true and correct and I/we authorise ME Bank to verify this information (this includes contacting my/our employer or

accountant to verify my/our income).

2) If this application is approved it will be subject to the Personal Loan Terms and Conditions.

3) If I/we have elected to open an EveryDay Transaction Account:

• I/we have read the EveryDay Transaction Account Fees and Charges guide and that I/we have received any further fees and charges information requested

from ME Bank;

• I/we agree to comply with the ME Bank EveryDay Transaction Account Terms and Conditions (including the Privacy Statement in Part C) and the Electronic

Access Terms and Conditions;

• I/we request ME Bank send me/us a debit MasterCard

as specified in this application;

• I/we understand that for joint applicants, the signing authority for the account is ‘any to sign’.

4) I/We have informed the third parties nominated in this form that:

• I/We have provided their personal details to ME Bank and they can gain access to this information;

• ME Bank will use and disclose their information for the purposes set out in this form; and

• if their personal information is not supplied to ME Bank, that ME Bank may not be able to assess my/our Personal Loan application.

5) I/We agree and consent to my credit information, credit eligibility information, credit reporting information and personal information being collected, used and

disclosed in the manner and for the purposes set out in the Privacy Notice in this application form and section 16 of the ME Bank Personal Loan terms and

conditions.

6) I/We acknowledge that ME Bank may send SMS updates to my mobile phone number regarding the status of my application.

7) I/We also understand that for joint applicants the signing authority for the account(s) is 'any to sign'.

8) ME Bank may use and disclose my/our personal information to help ME Bank and any of its subsidiaries or associated companies to provide or tell me/us about

other products and services which may be of interest to us.

If you do not want ME Bank or its subsidiaries or associated companies to use the personal information contained in your application form to provide such

information to you, simply contact ME Bank during normal business hours on 13 15 63 or insert a cross in the relevant box Applicant 1 Applicant 2

Signature of all applicants:

Applicant 1 Print name Signature Date