Personal Loan Application

4.
Details of a relative of friend not living with you
(they must live in Australia)
Details of a relative of friend not living with you
(they must live in Australia)
We may contact your friend/relative regarding your whereabouts if we are unable to
locate you.
Surname First name
Residential address (P.O. Box addresses are not acceptable)
State Postcode
Phone number
(
)
We may contact your friend/relative regarding your whereabouts if we are unable
to locate you.
Surname First name
Residential address (P.O. Box addresses are not acceptable)
State Postcode
Phone number
(
)
EveryDay Transaction Account Application
(optional) - To apply you must be at least 16 years of age.
I/We would like to apply for an EveryDay Transaction Account.
Applicant 1 only Applicant 2 only Joint Applicants
Debit MasterCard
®
(If you do not specify a colour, you will be given a lime green card by default)
Applicant 1 - Please choose the colour of your new card
Lime Green Metallic Silver Pink
The Pink card is in support of the National Breast Cancer Foundation.
Applicant 2 - Please choose the colour of your new card
Lime Green Metallic Silver Pink
The Pink card is in support of the National Breast Cancer Foundation.
Insurance
I/We would like ME Bank's insurance partner, QBE Insurance (Australia) Limited to contact me/us to discuss: Motor Vehicle Insurance
I/We authorise ME Bank to provide contact information contained within this application to ME Bank's insurance partner, QBE Insurance (Australia) Limited.
Applicant 1 Applicant 2
ME Bank will receive a commission for insurance products subsequently purchased following referral of your details to QBE Insurance (Australia) Limited
Customer relations
At ME Bank, we are committed to building a reputation for excellence in customer service that includes delivering on our promises. If for some reason our service
does not meet your expectations, please contact us to find out about our dispute resolution procedures. ME Bank is a member of the Financial Ombudsman Service.
Financial Claims Scheme
Your account is covered by the Financial Claims Scheme (Scheme). You may be entitled to payment under the Scheme. Payments made under the Scheme are subject to a
limit for each depositor. Information about the Scheme can be obtained from the APRA website at www.apra.gwov.au and the APRA hotline on 1300 55 88 49.
Privacy Notice
a) Your privacy is important to Members Equity Bank Limited ("ME Bank"). We observe the Australian Privacy Principles and the Privacy Act 1988 (Cth).
b) Regardless of when or how the information is collected, your personal information may be shared between, and used by, us and our subsidiaries and associated
companies for the purposes of assessing your application, establishing and administering your loan account, and for related purposes including:
verifying your identity;
consideration of any other application made by you to ME Bank for financial products or services;
customer relations including management of our relationship with you and market or customer satisfaction research and product development. If you are a
member of or have a product with an alliance partner (including superannuation fund, union, insurer, the Co-op or other third party that we have arrangements
with), we may also use your information for the purpose of providing benefits to you or to obtain aggregate information for statistical or research purposes;
compliance with legislative and regulatory requirements (including without limitation the Anti-Money Laundering and Counter-Terrorism Financing Act 2006
(Cth) and payment systems requirements);
our internal operations including record keeping, risk management, auditing purposes, training, securitisation, credit scoring, file reviews and portfolio
analysis;
information technology systems development and testing;
arrangements with other organisations to provide services in relation to our products and services (for example, we may arrange for mailing houses to
distribute loan statements to customers);.
to investigate, resolve and prevent complaints;
conducting fraud assessments;
reporting and data analytics, including for regulatory, management, statistical or research purposes; and
marketing, including pre-screening assessments by a third party service provider for marketing purposes.
c) We may also disclose your personal information for those purposes to organisations such as:
if the information is credit information (including repayment history information), credit reporting bodies;
our related entities, service providers and alliance partners (for example a union, superannuation fund, insurer, the Co-op or other third party that we have
arrangements with);
our agents (for example debt collection agencies), contractors and external advisers (for example, our lawyers and auditors);
your referees, including your employer (to confirm details about you);
any person acting on your behalf, including your legal and financial advisers;
government and other regulatory bodies, law enforcement bodies and courts;
external complaint resolution bodies (for example, the Financial Ombudsman Service);
rating agencies;
payment system operators; and
other financial institutions and credit providers.
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