Loan Estimate Template
LENDER
NMLS/ LICENSE ID
LOAN OFFICER
NMLS/ LICENSE ID
EMAIL
PHONE
Comparisons
Use these measures to compare this loan with other loans.
In 5 Years
Total you will have paid in principal, interest, mortgage insurance, and loan costs.
Principal you will have paid off.
Annual Percentage Rate (APR)
Your costs over the loan term expressed as a rate. This is not your interest rate.
Total Interest Percentage (TIP)
The total amount of interest that you will pay over the loan term as a
percentage of your loan amount.
Other Considerations
Additional Information About This Loan
MORTGAGE BROKER
NMLS/ LICENSE ID
LOAN OFFICER
NMLS/ LICENSE ID
EMAIL
PHONE
PAGE 3 OF 3 • LOAN ID # 1330172608LOAN ESTIMATE
We may order an appraisal to determine the property’s value and charge you for this
appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close.
You can pay for an additional appraisal for your own use at your own cost.
If you sell or transfer this property to another person, we
will allow, under certain conditions, this person to assume this loan on the original terms.
will not allow assumption of this loan on the original terms.
This loan requires homeowner’s insurance on the property, which you may obtain from a
company of your choice that we find acceptable.
If your payment is more than ___ days late, we will charge a late fee of
.
You do not have to accept this loan because you have received this form or signed a
loan application.
Refinancing this loan will depend on your future financial situation, the property value, and
market conditions. You may not be able to refinance this loan.
We intend
to service your loan. If so, you will make your payments to us.
to transfer servicing of your loan.
Appraisal
Assumption
Homeowner’s
Insurance
Late Payment
Loan Acceptance
Refinance
Servicing
Page 8/10
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