LETTER OF INTENT
TO WHOM IT MAY CONCERN:
This letter is being written in conjunction with my estate planning
and as a supplement to my trust and will. The thoughts expressed in
this letter should not be considered rigid or binding and they should
always be tempered by a careful consideration of the facts and
circumstances existing when a decision has to be made.
In any situation where the provisions of this letter may be deemed to
be inconsistent with, or contrary to the terms of my trust, will or other
formal estate planning instruments, it is my desire and intent that the
provisions of my trust, will and other formal estate planning
documents shall govern and be controlling.