Bugeting Loans from the Social Fund - UK

Budgeting Loans
from the Social Fund
Part of the Department for
Work and Pensions
Please read these notes carefully. They explain the
circumstances when a loan can be paid. Different circumstances
apply to payments of Community Care Grants and Crisis Loans.
If you think you may be eligible for either of these types of
payments, read the section on the other side of this page.
You will need to fill in the right application form for the type of
payment you need. These are:
● form SF300 for a Community Care Grant
● form SF500 for a Budgeting Loan
● form SF401 for a Crisis Loan
● form SF100 (Sure Start) for a Sure Start Maternity Grant
● form SF200 for a Funeral Payment
You must fill in a separate form for each one.
SF500 04/08
We cannot help with any other types of items or services.
Budgeting Loans have to be paid back but they are interest free.
You can have one of three rates of Budgeting Loan. The amount depends on whether you
are single, a couple without children or qualifying young persons or a one or two parent
family with children or qualifying young persons.
The amount of Budgeting Loan you can have also depends on whether you have any other
budgeting loans from the Social Fund. The amount of any Budgeting Loan we may pay
together with the amount you still owe the Social Fund cannot be more than £1,500.
Savings
● If you and your partner are aged under 60, savings of more than £1,000 may affect the
amount of money you can get.
● If you or your partner are aged 60 or over, savings of more than £2,000 may affect the
amount of money you can get.
We cannot make a payment for a loan if you already owe £1,500 or more to the
Social Fund.
We cannot pay a Budgeting Loan for expenses of less than £100.
Notes sheet
Budgeting Loans
● You may be able to get a Budgeting Loan if:
you have been getting Income Support, income-based
Jobseeker’s Allowance, Pension Credit or payment on account
of one of these benefits or entitlements for at least 26 weeks
and
● You need help
– to buy furniture or household equipment
– to buy clothing and footwear
– to pay rent in advance and/or removal expenses to secure
fresh accommodation
– to pay for home improvements, maintenance or security
– with travelling expenses within the UK
– to pay for things to help you look for or start work
– to repay HP or other debts that have been taken out.
How we decide what we can pay you
The decision maker will look at the relevant circumstances and decide the maximum size
of Budgeting Loan you can have, if you have no existing Social Fund debt. Whether or
not you can have a loan of up to that amount will depend on if you already have a
budgeting loan debt.
● We use partner to mean
– a person you are married to or a person you live with as if you are married to them, or
– a civil partner or a person you live with as if you are civil partners.
● We use child to mean a person aged under 16 who you are getting Child Benefit for.
● We use qualifying young person to mean a person aged 16, 17, 18 or 19 who you are
getting Child Benefit for.
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