Budgeting Loans from the Social Fund Form
Notes
How you pay back a loan
l We will look at what you can afford before we decide on the
arrangements for repayments.
l If we can pay you a Budgeting Loan, we may make you up to
three different offers. It will be up to you which of these offers
you can afford to pay back. We may not be able to lower the
repayment rate if you later feel you cannot afford the rate you
originally agree to.
l
If we can pay you a Budgeting Loan, we will ask you to agree
to repay it and also to agree the way you will repay it before
we make the payment.
l We will take the money back in weekly repayments from your
benefit. If you do not get any benefit, we will arrange for the
loan to be repaid in another way.
l If you have problems later on making the repayments as
originally agreed, we may be able to help, for example
reducing your payments by extending the repayment period.
Your local office can give you advice.
About your claim
l you are moving because you have had an unsettled way of life and an
organisation like a council or charity are resettling you, or
l you need help to travel for special reasons, or you need help because a prisoner
or young offender is going to be living with you while they are on release on a
temporary license.
Community Care grants do not have to be paid back.
Savings
l If you and your partner are aged under 60, savings of more than £500 may affect
the amount of money you can get.
l
If you or your partner are aged 60 or over, savings of more than £1,000 may
affect the amount of money you can get.
These notes give general guidance only and should not be
treated as a complete and authoritative statement of the law.
Community Care Grants
You may be able to get a Community Care Grant if
l you are already getting Income Support, income-based
Jobseeker’s Allowance or Pension Credit.
or
l
you are likely to be getting Income Support, income-based
Jobseeker’s Allowance, Pension Credit or payment on
account of one of these benefits or entitlements, in the next
six weeks because you are leaving institutional care or
residential care.
and
l you are moving out of institutional care or residential care, or
l you need help to stay in your own home, or
l
your family is having very difficult problems, or
Crisis Loans
You may be able to get a Crisis Loan if
l you are aged 16 or over
and
l in an emergency or because of a disaster, you do not have enough money to
meet the immediate needs of yourself and your family, if you have one
and
l there is no other way to prevent serious damage or serious risk to the health,
or safety, of yourself or a member of your family.
You also may be able to get a Crisis Loan if you need help with paying rent in
advance
l
either in an emergency or as a consequence of a disaster, or
l
to a non-local authority landlord because you are moving out of a care home
or institutional care and a Community Care Grant is being paid to establish
you in the community.
Crisis Loans have to be paid back but they are interest free.
Help and advice
If you want more information
l Get in touch with your local office. You can find the phone number and address
on the advert in the business numbers section of the phone book. Look under
Jobcentre Plus or Social Security. See also
– leaflets GL18 Help from the Social Fund available from any of our offices, and
– SB16 A guide to the Social Fund. which can be found on our webside. The
address is www.dwp.gov.uk
l Get in touch with an advice centre like the Citizens Advice Bureau.
Please keep this page for your information
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