Budgeting Loans from the Social Fund Form
Budgeting Loans
from the Social Fund
Please read these notes carefully. They explain the circumstances when
a loan can be paid. Different circumstances apply to payments of
Community Care Grants and Crisis Loans. If you think you may be
eligible for either of these types of payments, read the section on the
other side of this page.
You will need to fill in the right application form for the type of payment
you need. These are:
l
form SF300 for a Community Care Grant
l
form SF500 for a Budgeting Loan
l
form SF401 for a Crisis Loan
l
form SF100 (Sure Start) for a Sure Start Maternity Grant
l
form SF200 for a Funeral Payment
You must fill in a separate form for each one.
SF500 04/05
We cannot help with any other types of items or services.
Budgeting Loans have to be paid back but they are
interest free.
The maximum size of Budgeting Loan you can have depends
on your circumstances and whether you have any other
loans from the Social Fund that still have to be paid back.
The amount of any Budgeting Loan we may pay together
with the amount you still owe the Social Fund cannot be
more than £1,000.
To make a decision, the decision maker will look at
l how long you have been on benefit
l how many people there are in your household
l how much you already owe the Social Fund.
Savings
l If you and your partner are aged under 60, savings of more
than £500 may affect the amount of money you can get.
l If you or your partner are aged 60 or over, savings of more
than £1,000 may affect the amount of money you can get.
We cannot make a payment for a loan if you already owe
£1,000 or more to the Social Fund.
We cannot pay a Budgeting Loan for expenses of less
than £30.
Budgeting Loans
l
You may be able to get a Budgeting Loan if:
you have been getting Income Support, income-based Jobseeker’s
Allowance, Pension Credit or payment on account of one of these
benefits or entitlements for at least 26 weeks
and
l
You need help
– to buy furniture or household equipment
– to buy clothing and footwear
– to pay rent in advance and/or removal expenses to secure fresh
accommodation
– to pay for home improvements, maintenance or security
– with travelling expenses
– to pay for things to help you look for or start work
– to repay HP or other debts that have been taken out.
How we decide what we can pay you
The decision maker will look at the relevant circumstances and
decide the maximum size of Budgeting Loan you can have, if you
have no existing Social Fund debt. Whether or not you can have a
loan of up to that amount will depend on if you already have a
budgeting loan debt.
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