from the Social Fund
Please turn over for more information
Please read these notes carefully. They explain the circumstances when a budgeting loan can be paid.
l You may be able to get a Budgeting Loan if:
you have been getting Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support
Allowance, Pension Credit or payment on account of one of these benefits or entitlements for at least 26 weeks
l You need help
– to buy furniture or household equipment
– to buy clothing and footwear
– to pay rent in advance and/or removal expenses to secure fresh accommodation
– to pay for home improvements, maintenance or security
– with travelling, maternity and funeral expenses
– to pay for things to help you look for or start work
– to repay HP or other debts that have been taken out.
We cannot help with any other types of items or services.
Budgeting Loans have to be paid back but they are interest free.
You can have one of three rates of Budgeting Loan. The amount depends on whether you are single, a couple without children
or qualifying young persons, or a one or two parent family with children or qualifying young persons. For a single person the
maximum rate is £348, for a couple without children or qualifying young persons the maximum rate is £464, and for one or
two parent families with children the maximum rate is £812. We cannot pay you more than these amounts.
The amount of Budgeting Loan you can have also depends on whether you still have any other Budgeting Loans or Crisis
Loans you haven’t paid back to the Social Fund. We cannot make a payment for a loan if you already owe £1,500 or more to
the Social Fund for any previous Crisis Loans or Budgeting Loans combined.